Bank Of America Transfer Balance Credit Card

Best Credit Cards for Balance Transfers in 2021

Hello Friends,

Are you carrying a balance on your credit card? Do you want to reduce the amount of interest you’re paying on your debt? If so, a balance transfer credit card might be the answer. In this article, we’ll be discussing the best credit cards for balance transfers in 2021. These cards come with a 0% introductory APR period that can help you save money on interest charges and pay off your debt faster.

What is a Balance Transfer Credit Card?

A balance transfer credit card is a credit card that allows you to transfer your outstanding balance from one or more credit cards to the new card. The purpose of this transfer is to help you consolidate your debt and potentially save money on interest charges.

When you transfer your balance to a new card, you’ll typically be charged a balance transfer fee, which is usually a percentage of the amount you’re transferring. However, some credit cards offer no balance transfer fees during the introductory period.

Benefits of a Balance Transfer Credit Card

There are several benefits of using a balance transfer credit card, including:

  • Lower interest rates
  • Consolidation of debt
  • Potential savings on interest charges
  • Simplification of payments

The Best Credit Cards for Balance Transfers in 2021

Here are some of the best credit cards for balance transfers in 2021:

Credit Card Introductory APR Balance Transfer Fee
US Bank Visa Platinum Credit Card 0% for 20 billing cycles 3% (minimum $5)
BankAmericard® credit card 0% for 18 billing cycles 3% (minimum $10)
Citi® Diamond Preferred® Card 0% for 18 billing cycles 3% (minimum $5)

US Bank Visa Platinum Credit Card

The US Bank Visa Platinum Credit Card is an excellent choice for those looking to transfer a balance. With an introductory 0% APR for 20 billing cycles, this card offers one of the longest introductory periods on the market.

In addition to the introductory APR, this card also offers a low ongoing APR after the introductory period ends. This can be beneficial if you are unable to pay off your balance in full by the end of the introductory period.

The US Bank Visa Platinum Credit Card does charge a balance transfer fee of 3%, with a minimum fee of $5. However, this fee may be worth paying for the amount of interest you’ll save during the introductory period.

BankAmericard® credit card

The BankAmericard® credit card is another great option for balance transfers. With an introductory 0% APR for 18 billing cycles, this card offers a competitive introductory period and a low ongoing APR after the introductory period ends.

This card also offers a no balance transfer fee option for the first 60 days after account opening. This can be a great option for those looking to transfer a balance without paying a fee.

After the introductory period ends, the BankAmericard® credit card offers a low ongoing APR, making it a great option for those who need more time to pay off their balance.

Citi® Diamond Preferred® Card

The Citi® Diamond Preferred® Card is a top choice for those looking for a great balance transfer credit card. With an introductory 0% APR for 18 billing cycles, this card offers a competitive introductory period.

This card does charge a balance transfer fee of 3%, with a minimum fee of $5. However, this fee may be worth paying for the amount of interest you’ll save during the introductory period.

After the introductory period ends, the Citi® Diamond Preferred® Card offers a low ongoing APR, making it a great option for those who need more time to pay off their balance.

Conclusion

If you’re carrying a balance on your credit card, a balance transfer credit card may be the answer. With a 0% introductory APR period, you can potentially save money on interest charges and pay off your debt faster. The US Bank Visa Platinum Credit Card, BankAmericard® credit card, and Citi® Diamond Preferred® Card are all excellent options for those looking for a balance transfer credit card in 2021. Don’t let your debt continue to pile up, consider applying for a balance transfer credit card today.

See You Again!

Prepared to enhance your link profile for success? Tap on this link to take advantage of the finest backlink improvement solutions on Fiverr and boost your website to greater heights of authority and exposure!