Best Balance Transfer 0 Interest Credit Cards

The Best 0% Balance Transfer Credit Cards of 2021

Hello Friends, Are you tired of high-interest rates on your credit cards bills?

Well, worry no more because we have just the solution for you! Introducing the best 0% balance transfer credit cards of 2021. With these credit cards, you can move your outstanding balance from one credit card to another without paying any interest for months. Keep reading to find out more about the top 5 balance transfer credit cards that you should consider in 2021.

Why Choose a 0% Balance Transfer Credit Card?

If you have a high-interest credit card, transferring the balance to a 0% balance transfer credit card can help you save money on interest payments. This means that you can focus on paying off the principal balance without worrying about accruing additional interest charges. Additionally, taking out a balance transfer credit card can help you consolidate your debt and make it easier to manage your finances.

The Top 5 Best 0% Balance Transfer Credit Cards

1. Chase Freedom Unlimited

The Chase Freedom Unlimited credit card offers a 0% introductory APR for the first 15 months on balance transfers and purchases. This card also offers a flat 1.5% cashback on all purchases, which can help you save even more money.

2. Citi Simplicity Card

The Citi Simplicity Card is a great choice for those who are looking for a long introductory period. This card offers a 0% introductory APR for the first 18 months on balance transfers and purchases. Additionally, this card has no late fees, no penalty rates, and no annual fee.

3. Discover it Balance Transfer Card

The Discover it Balance Transfer Card offers a 0% introductory APR for the first 18 months on balance transfers, and 6 months on purchases. Additionally, this card offers cashback rewards on purchases, including 5% cashback on rotating categories and 1% on all other purchases.

4. Wells Fargo Platinum Visa Card

The Wells Fargo Platinum Visa Card offers a 0% introductory APR for the first 18 months on balance transfers and purchases. This card also has no annual fee and offers access to your FICO credit score for free.

5. BankAmericard Credit Card

The BankAmericard Credit Card offers a 0% introductory APR for the first 18 months on balance transfers and purchases. This card also has no annual fee and offers a free FICO credit score.

Things to Consider Before Applying for a Balance Transfer Credit Card

1. The Length of the Introductory Period

The introductory period is the time during which you won’t be charged any interest on your transferred balance. Make sure to choose a card with a long introductory period, so you have enough time to pay off your balance.

2. The Balance Transfer Fee

Most balance transfer credit cards charge a balance transfer fee, which is usually a percentage of the amount you’re transferring. Make sure to factor in this fee before transferring your balance to a new card.

3. The Annual Fee

Some balance transfer credit cards charge an annual fee. Make sure to choose a card that doesn’t charge an annual fee to save money.

4. Your Credit Score

You generally need a good credit score to be approved for a balance transfer credit card. Make sure to check your credit score before applying for a card.

Conclusion

In conclusion, balance transfer credit cards can help you save money on interest and consolidate your debt. However, make sure to choose a card with a long introductory period, low balance transfer fee, and no annual fee. And always use your credit cards responsibly to avoid falling into debt.

Thank you for reading and happy credit card hunting!

Best Balance Transfer 0 Interest Credit Cards

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