B&h Business Credit Card

Top 5 Business Credit Cards for Indian Entrepreneurs in 2022

Hello friends, if you are an entrepreneur running a business in India, you must be aware of the importance of having a good financial plan in place. A business credit card is one such tool that can help you manage your business expenses in a hassle-free manner. In this article, we will discuss the top 5 business credit cards for Indian entrepreneurs in 2022 that you can consider for your business.

1. HDFC Bank Business Regalia Credit Card

The HDFC Bank Business Regalia Credit Card is one of the best business credit cards in India and is suitable for entrepreneurs who want to earn rewards on their business expenses. The card offers a range of benefits, including air travel benefits, lounge access, fuel surcharge waiver, and more. The card also comes with zero liability on lost or stolen cards, making it a secure option for business owners.

Rewards and Benefits:

  • Earn 4 reward points for every Rs. 150 spent
  • Complimentary Priority Pass Membership
  • Complimentary Club Vistara Silver Membership
  • Discounts on Dining and Lifestyle
  • Travel insurance coverage

Eligibility:

Business Entity Annual Turnover Minimum Limit
Private Limited Company Rs. 50 Lakhs Rs. 1 Lakh
Self-employed Individuals Rs. 60 Lakhs Rs. 50,000

2. American Express Platinum Charge Card

The American Express Platinum Charge Card is another popular business credit card among entrepreneurs in India. The card offers a range of benefits, including rewards, airport lounge access, travel insurance coverage, and more. The card is suitable for business owners who travel frequently for business purposes.

Rewards and Benefits:

  • Earn 1 Membership Rewards Point for every Rs. 40 spent
  • Complimentary access to over 1,200 airport lounges worldwide
  • Travel insurance coverage
  • Discounts on Dining and Lifestyle
  • Exclusive hotel benefits and upgrades

Eligibility:

Business Entity Annual Turnover Minimum Limit
Private Limited Company Rs. 75 Lakhs Rs. 4 Lakhs
Self-employed Individuals Rs. 1 Crore Rs. 4 Lakhs

3. ICICI Bank Business Gold Credit Card

The ICICI Bank Business Gold Credit Card is a great option for entrepreneurs who want to earn rewards on their business expenses. The card offers a range of benefits, including rewards, fuel surcharge waiver, and more. The card also comes with zero liability on lost or stolen cards, making it a secure option for business owners.

Rewards and Benefits:

  • Earn 2 reward points for every Rs. 100 spent
  • Fuel surcharge waiver
  • Discounts on Dining and Lifestyle
  • Travel insurance coverage
  • Zero liability on lost or stolen card

Eligibility:

Business Entity Annual Turnover Minimum Limit
Proprietorship or Partnership firm Rs. 20 Lakhs Rs. 25,000
Private Limited Company Rs. 50 Lakhs Rs. 50,000

4. Yes Bank Business Platinum Debit Card

The Yes Bank Business Platinum Debit Card is a great option for entrepreneurs who want to manage their business expenses in a hassle-free manner. The card offers a range of benefits, including higher transaction limits, cashback on purchases, and more. The card is also secure and comes with a chip-based security system.

Rewards and Benefits:

  • Higher transaction limits
  • Cashback on purchases
  • Free access to select airport lounges
  • Zero liability on lost or stolen card
  • Chip-based security system

Eligibility:

Business Entity Annual Turnover Minimum Limit
Private Limited Company Rs. 50 Lakhs N/A
Self-employed Individuals Rs. 75 Lakhs N/A

5. Axis Bank My Business Credit Card

The Axis Bank My Business Credit Card is a great option for entrepreneurs who want to earn rewards on their business expenses. The card offers a range of benefits, including rewards, fuel surcharge waiver, and more. The card also comes with zero liability on lost or stolen cards, making it a secure option for business owners.

Rewards and Benefits:

  • Earn 4 reward points for every Rs. 200 spent
  • Fuel surcharge waiver
  • Discounts on Dining and Lifestyle
  • Travel insurance coverage
  • Zero liability on lost or stolen card

Eligibility:

Business Entity Monthly Turnover Minimum Limit
Private Limited Company Rs. 2 Lakhs Rs. 25,000
Self-employed Individuals Rs. 1 Lakh Rs. 25,000

Conclusion

In conclusion, choosing the right business credit card can help you manage your business expenses in a hassle-free manner and earn rewards on your business transactions. The above-mentioned credit cards are some of the best options available for Indian entrepreneurs in 2022. Before choosing a credit card, make sure to check the eligibility criteria and the rewards and benefits offered by the card. Consider your business needs and financial goals before making a decision. Good luck and happy business!

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B&h Business Credit Card

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