What Is The Best Credit Card For A Small Business

The Best Small Business Credit Cards for Earning Rewards

Introduction

Hello friends, are you a small business owner looking for the best credit card options to earn rewards? Look no further, as we have compiled a list of the top small business credit cards that can help you earn rewards on your purchases.

Credit Card 1: Chase Ink Business Preferred Credit Card

The Chase Ink Business Preferred Credit Card offers a sign-up bonus of 100,000 points, which can be worth up to $1,250 when booking travel through the Chase Ultimate Rewards portal. This card also offers 3x points on the first $150,000 spent on travel, shipping, internet, cable, and phone services, as well as advertising purchases made with social media sites and search engines. Additionally, cardholders can transfer their points to participating airline and hotel loyalty programs.

Benefits of Chase Ink Business Preferred Credit Card

Other benefits of this card include purchase protection and extended warranty coverage, as well as no foreign transaction fees. This card does come with a $95 annual fee, but the sign-up bonus and rewards can easily offset this cost.

Consecutive Heading

If you are a business owner who frequently travels for work, the Chase Ink Business Preferred Credit Card can be a great option for earning rewards on your travel expenses. The 3x points on travel, as well as no foreign transaction fees, can save you a significant amount of money on your trips.

Credit Card 2: American Express Business Gold Card

Another great option for earning rewards is the American Express Business Gold Card. This card offers 4x points on the two categories where your business spent the most each month, including airfare purchased directly from airlines, U.S. advertising purchases, U.S. gas stations, U.S. restaurants, U.S. shipping purchases, and U.S. computer hardware, software, and cloud computing purchases made directly from select providers.

Benefits of American Express Business Gold Card

Additionally, this card offers a sign-up bonus of 70,000 points after you spend $10,000 within the first three months of account opening. This card also comes with purchase protection and extended warranty coverage, as well as baggage insurance plan, car rental loss and damage insurance, and no foreign transaction fees. The American Express Business Gold Card does come with a $295 annual fee, but the rewards can easily offset this cost.

Consecutive Heading

If your business spends a lot of money on airfare or advertising, the American Express Business Gold Card can be a great option for earning rewards on those purchases. The 4x points on these categories can add up quickly and help your business save money on future purchases.

Credit Card 3: Capital One Spark Cash for Business

If you prefer cashback rewards over points, the Capital One Spark Cash for Business card can be a great option. This card offers unlimited 2% cash back on all purchases with no expiration or redemption minimums.

Benefits of Capital One Spark Cash for Business

Additionally, this card offers a sign-up bonus of $500 cash back after you spend $4,500 within the first three months of account opening. This card also comes with purchase protection and extended warranty coverage, as well as travel accident insurance, auto rental collision damage waiver, and no foreign transaction fees. The Capital One Spark Cash for Business card does come with a $95 annual fee, but the unlimited cash back on all purchases can easily offset this cost.

Consecutive Heading

If you prefer cashback rewards over points, the Capital One Spark Cash for Business card can be a great option for earning rewards on all of your purchases. The unlimited 2% cash back can add up quickly and provide your business with extra money to reinvest.

Credit Card 4: Citi Double Cash Card

The Citi Double Cash Card offers 2% cash back on all purchases – 1% when you purchase and 1% when you pay your bill. This card does not offer a sign-up bonus, but the unlimited cash back on all purchases can still be a great way to earn rewards.

Benefits of Citi Double Cash Card

Additionally, this card comes with Citi® Private Pass®, which offers exclusive access to entertainment events and experiences. This card also offers purchase protection and extended warranty coverage, as well as no annual fee. The Citi Double Cash Card does come with a 3% foreign transaction fee, so it may not be the best option for international purchases.

Consecutive Heading

If you want a simple cashback card with no sign-up bonus or annual fee, the Citi Double Cash Card can be a great option for earning rewards on all of your purchases.

Credit Card 5: American Express Blue Business Cash Card

The American Express Blue Business Cash Card offers 2% cash back on all eligible purchases, up to $50,000 per calendar year. This card also does not offer a sign-up bonus, but the unlimited cash back on all purchases can still be a great way to earn rewards.

Benefits of American Express Blue Business Cash Card

Additionally, this card offers a 0% introductory APR on purchases for the first 12 months, which can be a great way to finance large purchases. This card also comes with purchase protection and extended warranty coverage, as well as no annual fee. The American Express Blue Business Cash Card does come with a 2.7% foreign transaction fee, so it may not be the best option for international purchases.

Consecutive Heading

If you want a simple cashback card with a 0% introductory APR and no annual fee, the American Express Blue Business Cash Card can be a great option for earning rewards on all of your purchases.

Conclusion

In conclusion, as a small business owner, choosing the right credit card can be a crucial decision in earning rewards and saving money. Consider your business expenses and priorities when choosing which card is best for you. Whether you prefer points or cashback rewards, we hope this list has helped narrow down your options. Remember to weigh the annual fees, sign-up bonuses, and rewards when making your decision. Happy shopping, and we’ll see you in our next article!

best credit cards for small business

Ready to improve your link profile for achievement? Click this link to take advantage of the finest backlink optimization solutions on Fiverr and propel your website to new heights of authority and exposure!

You May Also Like

About the Author: admin

Leave a Reply

Your email address will not be published. Required fields are marked *